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Flooding is the most common and costly natural disaster in the United States—and it’s not just homes near the water that are at risk. Whether you live in a high-risk flood zone or a low-to-moderate one, flood damage can happen anytime—and most homeowners insurance policies don’t cover it.
At Mai-Lan Vo Insurance, we help homeowners, renters, and business owners get the protection they need with reliable, affordable flood insurance policies tailored to their property and risk level.
Even a few inches of water can lead to thousands of dollars in repairs. Flood insurance covers:
Structural Damage to your home or building
Foundation and Electrical Systems
Appliances and HVAC Equipment
Personal Belongings and Furniture
Cleanup Costs after a flood event
Without flood insurance, these expenses come straight out of your pocket.
✔️ Homeowners – in both high-risk and low-risk flood areas
✔️ Renters – to protect personal property
✔️ Landlords & Business Owners – to protect commercial properties
✔️ Mortgage Holders – flood insurance may be required by your lender
If you’re unsure about your flood zone, we’ll help you check and explain your options.
Our fast and easy process ensures quick policy setup
Get round-the-clock support for all your insurance needs
Standard Flood Insurance Policies from the National Flood Insurance Program (NFIP) include:
Building Property Coverage – up to $250,000
Personal Property Coverage – up to $100,000
We also offer access to private flood insurance with higher coverage limits, quicker payouts, and expanded protection options.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
We are committed to providing personalized insurance solutions.
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